Oshawa Mortgage Broker Services

Contact Your Oshawa Mortgage Broker Today!

Oshawa Mortgages Made Easy!

Home Mortgage Ontario and HCC Mortgages Ltd. are your Mortgage Centre Specialists for first-time homebuyers, new home purchases, refinancing your current home, switching lenders for a lower interest rate, taking-out equity to consolidate debt, second mortgages, or applying for a home equity line of credit (HELOC) in Oshawa, Ontario.

Communicating in Ways Convenient to You!

Families in Canada are busy these days and in many cases, the time required to make important financial decisions is not available. We understand that shopping for your Oshawa mortgage may not be at the top of your list during business hours; that’s why we encourage you to use the lines of communication most convenient for you and your schedule!

Feel free to contact us at your earliest convenience using your favourite social media tools such as Facebook, Twitter, or Google+.

Not into social media? Use your smartphone to email or text/SMS 519-818-0078 24-hours a day to receive quick answers to your questions and help you get started on your Oshawa mortgage application!

About Oshawa, Ontario Canada

Oshawa is a city in Ontario, Canada, on the Lake Ontario shoreline with a population of 150,000 people. It lies in Southern Ontario approximately 60 kilometres east of downtown Toronto. It is commonly viewed as the eastern anchor of both the Greater Toronto Area and the Golden Horseshoe. It is the largest municipality in the Regional Municipality of Durham.

Oshawa is, as of 2011, the sole “Automotive Capital of Canada”, having shared the title with Windsor, Ontario in the past. The automobile industry, specifically the Canadian division of General Motors Company, known as General Motors Canada, has always been at the forefront of Oshawa’s economy. Founded in 1876 as the McLaughlin Carriage Company, General Motors of Canada’s headquarters and major assembly plants are located in the city. The lavish home of the carriage company’s founder, Parkwood Estate, is a National Historic Site of Canada, and a backdrop favoured by numerous film crews, and has been featured in many movies including Studio 54, Billy Madison, Chicago, and X-Men.

Oshawa was also home to Windfields Farm, a thoroughbred horse breeding operation and birthplace of Canada’s most famous racehorse, Northern Dancer. Once very much a distinct community—physically, economically, and culturally—Oshawa has since become part of the ever expanding population of the Greater Toronto Area.

Oshawa Mortgage and Real Estate Resources

City of Oshawa – Official website of the City of Oshawa. Access to information related to town hall, residents, businesses, and visitors.

Oshawa Property Tax Rates – Property tax information for residential, multi-residential, commercial, and other types of Oshawa property types.

Durham Regional Police Service – Serving Oshawa and the surrounding area.

Durham Region – Providing Oshawa news, sports, weather and other important information for the surrounding community.

Toronto Real Estate Board – Offers an MLS database, listing of realtors in Oshawa and the surrounding area.

Why a Oshawa Mortgage Broker?

1. Saving You Thousands – Oshawa mortgage brokers shop all lenders for the best mortgage rates and products for your particular situation. While your big bank can only offer you a limited selection of mortgage products at uncompetitive posted rates, we find the lender with the best product match for you at rates far below posted rates.
2. Saving You Hassle – Since an Oshawa mortgage broker shops all available lenders, we negotiate on your behalf to get you the best mortgage rate and flexible terms. Finding the client the best product at the lowest interest rate is our job and we take it seriously.
3. Saving You Time – Your Oshawa mortgage application can be completed online, over the phone, or through fax in minutes! Big banks and credit unions typically require the borrower to make an appointment and often times, the borrower agrees to their mortgage product without understanding the other options available. We will take your application and give you options and time to determine which is best for you and your family.
4. Saving Your Credit History – Every time a potential borrower applies for a mortgage at different financial institutions, their credit report must be checked individually by each lender. Every credit check performed on a credit report negatively impacts the credit score of the individual. By shopping Oshawa mortgage lenders on your behalf, mortgage brokers are able to pull your credit history once for the entire process.
5. Saving You Fees – Best of all, Oshawa mortgage broker services are FREE to the borrower!
6. Saving You Doubt – While the financial advisor at your bank wears the hat of investment advisor, personal banking associate, Registered Retirement Savings Plan (RRSP) advisor, and many more, often times mortgages are not their specialty. Oshawa mortgage brokers and agents are licensed by the Financial Services Commission of Ontario (FSCO) and all licensed agents and brokers can be found online. For example, you can see Kyle Pearce’s licence information with FSCO here.
7. Saving You Apprehension – Mortgage brokers provide a service to the client and commit to finding the best mortgage rate and product for every client. Your bank or credit union advisor is hired to sell the client their products, regardless of whether it is in the best interest of the client.

Go ahead, we encourage you to bring in your big bank’s best mortgage rate and we will get lenders competing to save you the most interest possible!

Your Oshawa Mortgage Centre Can Help!

Maximum Mortgage Loan-to-Value (LTV)

Reach Out Today to Discuss Your Options!

Contact The Mortgage Centre for a no-obligation financial analysis and advice on how to get the best Oshawa mortgage and take the for the next big step in your life!

Don’t get stuck in the “big bank mortgage game” and simply lock-in to the inflated 5-year fixed rate that they convince so many of their loyal customers to agree to – speak to us about your options and allow us to show you how to save thousands of dollars over your next Oshawa mortgage term!