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Ottawa Mortgage Broker Services

Contact Your Ottawa Mortgage Broker Today!


1. Call or email.

I will assist you with home financing options tailored to your unique goals.
 

(519) 903-0598 or Email

2. Start Online.

Start your pre-approval or start your new home mortgage or refinance process online.
 
Apply for an Ontario Mortgage Pre-Approval or Refinance | Apply Online


 

Ottawa Mortgages Made Easy!

Ottawa Mortgage Broker | Ottawa Home Mortgage Refinancing Renewals
Home Mortgage Ontario and HCC Mortgages Ltd. are your Mortgage Centre Specialists for first-time homebuyers, new home purchases, refinancing your current home, switching lenders for a lower interest rate, taking-out equity to consolidate debt, second mortgages, or applying for a home equity line of credit (HELOC) in Ottawa, Ontario.

Using Technology to Your Advantage

Using the latest technology and the internet to your advantage, we summarize your mortgage options and compare the different factors that matter to you and your family the most. Undecided between a fixed and a variable mortgage product? We will outline the interest savings over your term and help you decide whether one product fits your needs over another.

Communicating in Ways Convenient to You!

Families in Canada are busy these days and in many cases, the time required to make important financial decisions is not available. We understand that shopping for your Ottawa mortgage may not be at the top of your list during business hours; that’s why we encourage you to use the lines of communication most convenient for you and your schedule!

Feel free to contact us at your earliest convenience using your favourite social media tools such as Facebook, Twitter, or Google+.

Not into social media? Use your smartphone to email or text/SMS 519-903-0598 24-hours a day to receive quick answers to your questions and help you get started on your Ottawa mortgage application!


 

About Ottawa, Ontario Canada

Ottawa Mortgage Broker | Ottawa Low Rate Mortgage House Financing

The capital of Canada, Ottawa is located in Eastern Ontario very close to the Ontario-Quebec border. Ontario’s second largest city, Ottawa has a population of 883,391 with 1.2 million residents in the Metropolitan Ottawa area and covering almost six thousand square kilometres. Established in 1826 as Bytown, the City of Ottawa eventually incorporated in 1855. Home to Carleton University, the University of Ottawa, Algonquin College, and La Cite collegiale, Ottawa is a popular international destination for post-secondary studies. Over half of Ottawa’s population has graduated from college and/or university, making it one of the most educated cities in Canada. Tax rates for a residential property in Ottawa are approximately 1.334472%. While this is a reasonable tax rate, the average house price of $350,000 makes the average tax bill of $4,670.65 a hard pill to swallow annually.

The Mortgage Centre is your Ottawa mortgage broker and would be more than happy to assist you with your next mortgage transaction. Expect the lowest interest rates upfront and unbiased advice to help you make the best decision for your situation. Contact us for first class service and you will leave with the confidence that you have obtained the best mortgage product for you and your family.

When you search for Ottawa mortgage broker in the Google search bar, you receive over 543 different bank and mortgage broker listings in the Ottawa, Ontario area. It can be very difficult to filter through all of your available options when under pressure to obtain mortgage financing before closing day of a home purchase or to renew your mortgage before the end of your current term.


 

Ottawa Mortgage and Real Estate Resources

City of Ottawa – Official Website

City of Ottawa Property Tax Rates – Access the City of Ottawa property tax rate table for residential, commercial and other types of properties in Ottawa.

City of Ottawa Tax Information – Learn about tax information for the City of Ottawa. How to pay by instalments, tax rates, municipal levy changes, supplementary assessment, property tax estimator, etc.


 

Why an Ottawa Mortgage Broker?

  1. Saving You Thousands – Ottawa mortgage brokers shop all lenders for the best mortgage rates and products for your particular situation. While your big bank can only offer you a limited selection of mortgage products at uncompetitive posted rates, we find the lender with the best product match for you at rates far below posted rates.
  2. Saving You Hassle – Since an Ottawa mortgage broker shops all available lenders, we negotiate on your behalf to get you the best mortgage rate and flexible terms. Finding the client the best product at the lowest interest rate is our job and we take it seriously.
  3. Saving You Time – Your Ottawa mortgage application can be completed online, over the phone, or through fax in minutes! Big banks and credit unions typically require the borrower to make an appointment and often times, the borrower agrees to their mortgage product without understanding the other options available. We will take your application and give you options and time to determine which is best for you and your family.
  4. Saving Your Credit History – Every time a potential borrower applies for a mortgage at different financial institutions, their credit report must be checked individually by each lender. Every credit check performed on a credit report negatively impacts the credit score of the individual. By shopping Ottawa mortgage lenders on your behalf, mortgage brokers are able to pull your credit history once for the entire process.
  5. Saving You Fees – Best of all, Ottawa mortgage broker services are FREE to the borrower!
  6. Saving You Doubt – While the financial advisor at your bank wears the hat of investment advisor, personal banking associate, Registered Retirement Savings Plan (RRSP) advisor, and many more, often times mortgages are not their specialty. Ottawa mortgage brokers and agents are licensed by the Financial Services Commission of Ontario (FSCO) and all licensed agents and brokers can be found online. For example, you can see Hussein Saad’s licence information with FSCO here.
  7. Saving You Apprehension – Mortgage brokers provide a service to the client and commit to finding the best mortgage rate and product for every client. Your bank or credit union advisor is hired to sell the client their products, regardless of whether it is in the best interest of the client.

Go ahead, we encourage you to bring in your big bank’s best mortgage rate and we will get lenders competing to save you the most interest possible!


 

Your Ottawa Mortgage Centre Can Help!

Mortgage Broker Services Mortgage Broker Tools

 


 

Maximum Mortgage Loan-to-Value (LTV)

Mortgage Type

Maximum Loan-to-Value (LTV)

Home Purchase 95%
Home Purchase – 5% Cash Back 95% + 5% Cash Back Downpayment
Home Refinancing 80%
Secondary Home 95%
Second Mortgage 80%
Rental Property 80%
Home Equity Loan 80%

 


 

Reach Out Today!

Contact The Mortgage Centre for a no-obligation financial analysis and advice on how to get the best Ottawa mortgage and take the for the next big step in your life!

Don’t get stuck in the “big bank mortgage game” and simply lock-in to the inflated 5-year fixed rate that they convince so many of their loyal customers to agree to – speak to us about your options and allow us to show you how to save thousands of dollars over your next Ottawa mortgage term!

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