Pickering Mortgage Broker Services
Contact Your Pickering Mortgage Broker Today!
1. Call or email.I will assist you with home financing options tailored to your unique goals. (519) 903-0598 or Email |
2. Start Online.Start your pre-approval or start your new home mortgage or refinance process online. |
Pickering Mortgages Made Easy!
Home Mortgage Ontario and HCC Mortgages Ltd. are your Mortgage Centre Specialists for first-time homebuyers, new home purchases, refinancing your current home, switching lenders for a lower interest rate, taking-out equity to consolidate debt, second mortgages, or applying for a home equity line of credit (HELOC) in Pickering, Ontario.
Communicating in Ways Convenient to You!
Families in Canada are busy these days and in many cases, the time required to make important financial decisions is not available. We understand that shopping for your Pickering mortgage may not be at the top of your list during business hours; that’s why we encourage you to use the lines of communication most convenient for you and your schedule!
Feel free to contact us at your earliest convenience using your favourite social media tools such as Facebook, Twitter, or Google+.
Not into social media? Use your smartphone to email or text/SMS 519-903-0598 24-hours a day to receive quick answers to your questions and help you get started on your Pickering mortgage application!
About Pickering, Ontario Canada
Pickering has experienced rapid growth in the past quarter century. Between 1996 and 2001, the municipality experienced a growth rate of 10.3 percent, increasing from 78,989 people to 87,139. Population growth has slowed considerably in recent years, growing only slightly between the 2001 and 2011 census. This is due mainly to development restrictions on land in the northern portion of the city. Negotiations are ongoing to permit development in this area. Consequently, the city has estimated that by 2023, Pickering will be home to nearly 170,000 residents. The province of Ontario has also designated Pickering as one of two municipalities in Durham Region an urban growth centre.
Pickering is home to the Pickering Nuclear Generating Station, an eight-reactor facility with a capacity of 4,120 megawatts. Ontario Power Generation, the plants’ operator, is the largest single employer in the city. In 2001, the wind-powered OPG 7 Commemorative Turbine was opened on the generating station site. A number of manufacturers are also located in the city. Major employers include Yorkville Sound, the Canadian headquarters of Purdue Pharma, Hubbell Canada, PSB Speakers – Lenbrook and Eco-Tec Inc. Pickering is also the home of the head office of the Municipal Property Assessment Corporation. MPAC is responsible for value assessment for property tax purposes for all municipalities in Ontario. Canada’s largest Internet-Marketing company, Search Engine People, moved to Pickering’s downtown in 2012.
Pickering Mortgage and Real Estate Resources
City of Pickering – Official website of the City of Pickering. Access to information related to town hall, residents, businesses, and visitors.
Pickering Property Tax Rates – Property tax information for residential, multi-residential, commercial, and other types of Pickering property types.
Durham Regional Police Service – Serving Pickering and the surrounding area.
The Durham Region – Providing Pickering news, sports, weather and other important information for the surrounding community.
Toronto Real Estate Board – Offers an MLS database, listing of realtors in Pickering and the surrounding area.
Why a Pickering Mortgage Broker?
- Saving You Thousands – Pickering mortgage brokers shop all lenders for the best mortgage rates and products for your particular situation. While your big bank can only offer you a limited selection of mortgage products at uncompetitive posted rates, we find the lender with the best product match for you at rates far below posted rates.
- Saving You Hassle – Since an Pickering mortgage broker shops all available lenders, we negotiate on your behalf to get you the best mortgage rate and flexible terms. Finding the client the best product at the lowest interest rate is our job and we take it seriously.
- Saving You Time – Your Pickering mortgage application can be completed online, over the phone, or through fax in minutes! Big banks and credit unions typically require the borrower to make an appointment and often times, the borrower agrees to their mortgage product without understanding the other options available. We will take your application and give you options and time to determine which is best for you and your family.
- Saving Your Credit History – Every time a potential borrower applies for a mortgage at different financial institutions, their credit report must be checked individually by each lender. Every credit check performed on a credit report negatively impacts the credit score of the individual. By shopping Pickering mortgage lenders on your behalf, mortgage brokers are able to pull your credit history once for the entire process.
- Saving You Fees – Best of all, Pickering mortgage broker services are FREE to the borrower!
- Saving You Doubt – While the financial advisor at your bank wears the hat of investment advisor, personal banking associate, Registered Retirement Savings Plan (RRSP) advisor, and many more, often times mortgages are not their specialty. Pickering mortgage brokers and agents are licensed by the Financial Services Commission of Ontario (FSCO) and all licensed agents and brokers can be found online. For example, you can see Hussein Saad’s licence information with FSCO here.
- Saving You Apprehension – Mortgage brokers provide a service to the client and commit to finding the best mortgage rate and product for every client. Your bank or credit union advisor is hired to sell the client their products, regardless of whether it is in the best interest of the client.
Go ahead, we encourage you to bring in your big bank’s best mortgage rate and we will get lenders competing to save you the most interest possible!
Your Pickering Mortgage Centre Can Help!
| Mortgage Broker Services | Mortgage Broker Tools |
Maximum Mortgage Loan-to-Value (LTV)
Mortgage Type |
Maximum Loan-to-Value (LTV) |
| Home Purchase | 95% |
| Home Purchase – 5% Cash Back | 95% + 5% Cash Back Downpayment |
| Home Refinancing | 80% |
| Secondary Home | 95% |
| Second Mortgage | 80% |
| Rental Property | 80% |
| Home Equity Loan | 80% |
Reach Out Today to Discuss Your Options!
Contact The Mortgage Centre for a no-obligation financial analysis and advice on how to get the best Pickering mortgage and take the for the next big step in your life!
Don’t get stuck in the “big bank mortgage game” and simply lock-in to the inflated 5-year fixed rate that they convince so many of their loyal customers to agree to – speak to us about your options and allow us to show you how to save thousands of dollars over your next Pickering mortgage term!
Popular Posts
Subscribe via Email
Recent Posts
- How Much Are Closing Costs?
- Benjamin Tal Economic Buzz – Financial News Update
- How Property Taxes Work on New Condos in Toronto
- Personal Finance for the Newcomer to Canada – The Entire Walkthrough
- Single Mom with Bad Credit?