Ajax Mortgage Broker Services

Contact Your Ajax Mortgage Broker Today!


1. Call or email.

I will assist you with home financing options tailored to your unique goals.
 

(519) 818-0078 or Email

2. Start Online.

Start your pre-approval or start your new home mortgage or refinance process online.
 
Apply for an Ontario Mortgage Pre-Approval or Refinance | Apply Online


 

Ajax Mortgages Made Easy!

Ajax Mortgage Broker | Low Rate Mortgages in Ajax | Refinance Mortgage
Home Mortgage Ontario and HCC Mortgages Ltd. are your Mortgage Centre Specialists for first-time homebuyers, new home purchases, refinancing your current home, switching lenders for a lower interest rate, taking-out equity to consolidate debt, second mortgages, or applying for a home equity line of credit (HELOC) in Ajax, Ontario.

Communicating in Ways Convenient to You!

Families in Canada are busy these days and in many cases, the time required to make important financial decisions is not available. We understand that shopping for your Ajax mortgage may not be at the top of your list during business hours; that’s why we encourage you to use the lines of communication most convenient for you and your schedule!

Feel free to contact us at your earliest convenience using your favourite social media tools such as Facebook, Twitter, or Google+.

Not into social media? Use your smartphone to email or text/SMS 519-818-0078 24-hours a day to receive quick answers to your questions and help you get started on your Ajax mortgage application!


 

About Ajax, Ontario Canada

Ajax is a town in the Durham Region of Southern Ontario, Canada, located in the eastern part of the Greater Toronto Area with a population of 109,600.

The town is named for HMS Ajax, a Royal Navy cruiser that served in World War II. It is approximately 25 kilometres east of Toronto on the shores of Lake Ontario and is bordered by the City of Pickering to the west and north, and the Town of Whitby to the east.

Today, Ajax has a busy downtown, but plans are underway to begin construction on the Ajax city center what is now a rundown low rise industrial and commercial area in Ajax along Harwood Avenue, and Bayly street will soon become a large Urban modern area, with high rise condos, office towers, malls, squares, and mixed use areas along landscaped streets. Projects such as Pat Bayly Square are already underway.


 

Ajax Mortgage and Real Estate Resources

Town of Ajax – Official website of the Town of Ajax. Access to information related to town hall, residents, businesses, and visitors.

Ajax Property Tax Rates – Property tax information for residential, multi-residential, commercial, and other types of Ajax property types.

Durham Regional Police Service – Serving Ajax and the surrounding area.

Ajax News – Providing Ajax news, sports, weather and other important information for the surrounding community.

Toronto Real Estate Board – Offers an MLS database, listing of realtors in Ajax and the surrounding area.


 

Why a Ajax Mortgage Broker?

  1. Saving You Thousands – Ajax mortgage brokers shop all lenders for the best mortgage rates and products for your particular situation. While your big bank can only offer you a limited selection of mortgage products at uncompetitive posted rates, we find the lender with the best product match for you at rates far below posted rates.
  2. Saving You Hassle – Since an Ajax mortgage broker shops all available lenders, we negotiate on your behalf to get you the best mortgage rate and flexible terms. Finding the client the best product at the lowest interest rate is our job and we take it seriously.
  3. Saving You Time – Your Ajax mortgage application can be completed online, over the phone, or through fax in minutes! Big banks and credit unions typically require the borrower to make an appointment and often times, the borrower agrees to their mortgage product without understanding the other options available. We will take your application and give you options and time to determine which is best for you and your family.
  4. Saving Your Credit History – Every time a potential borrower applies for a mortgage at different financial institutions, their credit report must be checked individually by each lender. Every credit check performed on a credit report negatively impacts the credit score of the individual. By shopping Ajax mortgage lenders on your behalf, mortgage brokers are able to pull your credit history once for the entire process.
  5. Saving You Fees – Best of all, Ajax mortgage broker services are FREE to the borrower!
  6. Saving You Doubt – While the financial advisor at your bank wears the hat of investment advisor, personal banking associate, Registered Retirement Savings Plan (RRSP) advisor, and many more, often times mortgages are not their specialty. Ajax mortgage brokers and agents are licensed by the Financial Services Commission of Ontario (FSCO) and all licensed agents and brokers can be found online. For example, you can see Kyle Pearce’s licence information with FSCO here.
  7. Saving You Apprehension – Mortgage brokers provide a service to the client and commit to finding the best mortgage rate and product for every client. Your bank or credit union advisor is hired to sell the client their products, regardless of whether it is in the best interest of the client.

Go ahead, we encourage you to bring in your big bank’s best mortgage rate and we will get lenders competing to save you the most interest possible!


 

Your Ajax Mortgage Centre Can Help!

Mortgage Broker Services Mortgage Broker Tools

 


 

Maximum Mortgage Loan-to-Value (LTV)

Mortgage Type

Maximum Loan-to-Value (LTV)

Home Purchase 95%
Home Purchase – 5% Cash Back 95% + 5% Cash Back Downpayment
Home Refinancing 80%
Secondary Home 95%
Second Mortgage 80%
Rental Property 80%
Home Equity Loan 80%

 


 

Reach Out Today to Discuss Your Options!

Contact The Mortgage Centre for a no-obligation financial analysis and advice on how to get the best Ajax mortgage and take the for the next big step in your life!

Don’t get stuck in the “big bank mortgage game” and simply lock-in to the inflated 5-year fixed rate that they convince so many of their loyal customers to agree to – speak to us about your options and allow us to show you how to save thousands of dollars over your next Ajax mortgage term!

Take Charge of Your Credit, Know Your Score!