Oakville Mortgage Broker Services

Contact Your Oakville Mortgage Broker Today!


1. Call or email.

I will assist you with home financing options tailored to your unique goals.
 

(519) 818-0078 or Email

2. Start Online.

Start your pre-approval or start your new home mortgage or refinance process online.
 
Apply for an Ontario Mortgage Pre-Approval or Refinance | Apply Online


 

Oakville Mortgages Made Easy!

Oakville Mortgage Broker | Low Rate Mortgages in Oakville | Refinance Mortgage
Home Mortgage Ontario and HCC Mortgages Ltd. are your Mortgage Centre Specialists for first-time homebuyers, new home purchases, refinancing your current home, switching lenders for a lower interest rate, taking-out equity to consolidate debt, second mortgages, or applying for a home equity line of credit (HELOC) in Oakville, Ontario.

Communicating in Ways Convenient to You!

Families in Canada are busy these days and in many cases, the time required to make important financial decisions is not available. We understand that shopping for your Oakville mortgage may not be at the top of your list during business hours; that’s why we encourage you to use the lines of communication most convenient for you and your schedule!

Feel free to contact us at your earliest convenience using your favourite social media tools such as Facebook, Twitter, or Google+.

Not into social media? Use your smartphone to email or text/SMS 519-818-0078 24-hours a day to receive quick answers to your questions and help you get started on your Oakville mortgage application!


 

About Oakville, Ontario Canada

The Greater Toronto Area (GTA) city of Oakville is located 40 kilometres southwest of Toronto along the shore of Lake Ontario. With a population of over 180,000 residents, Oakville has experienced a 10% growth in population over the past 5-years and has doubled since the late 1980′s. The city is comprised of 13 neighbourhoods including Old Oakville, Eastlake, Glen Abbey, and others that have little to do with politics but are based on traditional neighbourhoods. The diverse population of Oakville include a significant proportion of English, Scottish, Irish, German, Italian, French, Polish, and Croatian residents.


 

Oakville Mortgage and Real Estate Resources

Town of Oakville – Official website of the Town of Oakville. Access to information related to town hall, residents, businesses, and visitors.

Town of Oakville Property Tax Rates – Property tax information for residential, multi-residential, commercial, and other types of Oakville property types.

The Oakville Beaver – Get the latest Oakville community news, sports, events and opinions about community living in Oakville.

Halton Regional Police Service – The Halton Regional Police serve Oakville and the surrounding area.

Oakville, Milton & District Real Estate Board (OMDREB) – The Members of The Oakville, Milton and District Real Estate Board remain dedicated to providing the best service possible to buyers and sellers.

Oakville Tourism – TripAdvisor.ca provides 12 things to do while in Oakville, Ontario.


 

Why a Oakville Mortgage Broker?

  1. Saving You Thousands – Oakville mortgage brokers shop all lenders for the best mortgage rates and products for your particular situation. While your big bank can only offer you a limited selection of mortgage products at uncompetitive posted rates, we find the lender with the best product match for you at rates far below posted rates.
  2. Saving You Hassle – Since an Oakville mortgage broker shops all available lenders, we negotiate on your behalf to get you the best mortgage rate and flexible terms. Finding the client the best product at the lowest interest rate is our job and we take it seriously.
  3. Saving You Time – Your Oakville mortgage application can be completed online, over the phone, or through fax in minutes! Big banks and credit unions typically require the borrower to make an appointment and often times, the borrower agrees to their mortgage product without understanding the other options available. We will take your application and give you options and time to determine which is best for you and your family.
  4. Saving Your Credit History – Every time a potential borrower applies for a mortgage at different financial institutions, their credit report must be checked individually by each lender. Every credit check performed on a credit report negatively impacts the credit score of the individual. By shopping Oakville mortgage lenders on your behalf, mortgage brokers are able to pull your credit history once for the entire process.
  5. Saving You Fees – Best of all, Oakville mortgage broker services are FREE to the borrower!
  6. Saving You Doubt – While the financial advisor at your bank wears the hat of investment advisor, personal banking associate, Registered Retirement Savings Plan (RRSP) advisor, and many more, often times mortgages are not their specialty. Oakville mortgage brokers and agents are licensed by the Financial Services Commission of Ontario (FSCO) and all licensed agents and brokers can be found online. For example, you can see Kyle Pearce’s licence information with FSCO here.
  7. Saving You Apprehension – Mortgage brokers provide a service to the client and commit to finding the best mortgage rate and product for every client. Your bank or credit union advisor is hired to sell the client their products, regardless of whether it is in the best interest of the client.

Go ahead, we encourage you to bring in your big bank’s best mortgage rate and we will get lenders competing to save you the most interest possible!


 

Your Oakville Mortgage Centre Can Help!

Mortgage Broker Services Mortgage Broker Tools

 


 

Maximum Mortgage Loan-to-Value (LTV)

Mortgage Type

Maximum Loan-to-Value (LTV)

Home Purchase 95%
Home Purchase – 5% Cash Back 95% + 5% Cash Back Downpayment
Home Refinancing 80%
Secondary Home 95%
Second Mortgage 80%
Rental Property 80%
Home Equity Loan 80%

 


 

Reach Out Today to Discuss Your Options!

Contact The Mortgage Centre for a no-obligation financial analysis and advice on how to get the best Oakville mortgage and take the for the next big step in your life!

Don’t get stuck in the “big bank mortgage game” and simply lock-in to the inflated 5-year fixed rate that they convince so many of their loyal customers to agree to – speak to us about your options and allow us to show you how to save thousands of dollars over your next Oakville mortgage term!

Take Charge of Your Credit, Know Your Score!