Belle River Mortgage Broker Services

Contact Your Belle River Mortgage Broker Today!

Belle River Mortgages Made Easy!

Home Mortgage Ontario and HCC Mortgages Ltd. are your Mortgage Centre Specialists for first-time homebuyers, new home purchases, refinancing your current home, switching lenders for a lower interest rate, taking-out equity to consolidate debt, second mortgages, or applying for a home equity line of credit (HELOC) in Belle River, Ontario.

Using Technology to Your Advantage

Using the latest technology and the internet to your advantage, we summarize your mortgage options and compare the different factors that matter to you and your family the most. Undecided between a fixed and a variable mortgage product? We will outline the interest savings over your term and help you decide whether one product fits your needs over another.

Communicating in Ways Convenient to You!

Families in Canada are busy these days and in many cases, the time required to make important financial decisions is not available. We understand that shopping for your Belle River mortgage may not be at the top of your list during business hours; that’s why we encourage you to use the lines of communication most convenient for you and your schedule!

Feel free to contact us at your earliest convenience using your favourite social media tools such as Facebook, Twitter, or Google+.

Not into social media? Use your smartphone to email or text/SMS 519-818-0078 24-hours a day to receive quick answers to your questions and help you get started on your Belle River mortgage application!

Why a Belle River Mortgage Broker?

1. Saving You Thousands – Belle River mortgage brokers shop all lenders for the best mortgage rates and products for your particular situation. While your big bank can only offer you a limited selection of mortgage products at uncompetitive posted rates, we find the lender with the best product match for you at rates far below posted rates.
2. Saving You Hassle – Since an Belle River mortgage broker shops all available lenders, we negotiate on your behalf to get you the best mortgage rate and flexible terms. Finding the client the best product at the lowest interest rate is our job and we take it seriously.
3. Saving You Time – Your Belle River mortgage application can be completed online, over the phone, or through fax in minutes! Big banks and credit unions typically require the borrower to make an appointment and often times, the borrower agrees to their mortgage product without understanding the other options available. We will take your application and give you options and time to determine which is best for you and your family.
4. Saving Your Credit History – Every time a potential borrower applies for a mortgage at different financial institutions, their credit report must be checked individually by each lender. Every credit check performed on a credit report negatively impacts the credit score of the individual. By shopping Belle River mortgage lenders on your behalf, mortgage brokers are able to pull your credit history once for the entire process.
5. Saving You Fees – Best of all, Belle River mortgage broker services are FREE to the borrower!
6. Saving You Doubt – While the financial advisor at your bank wears the hat of investment advisor, personal banking associate, Registered Retirement Savings Plan (RRSP) advisor, and many more, often times mortgages are not their specialty. Belle River mortgage brokers and agents are licensed by the Financial Services Commission of Ontario (FSCO) and all licensed agents and brokers can be found online. For example, you can see Kyle Pearce’s licence information with FSCO here.
7. Saving You Apprehension – Mortgage brokers provide a service to the client and commit to finding the best mortgage rate and product for every client. Your bank or credit union advisor is hired to sell the client their products, regardless of whether it is in the best interest of the client.

Go ahead, we encourage you to bring in your big bank’s best mortgage rate and we will get lenders competing to save you the most interest possible!

Your Belle River Mortgage Centre Can Help!

Maximum Mortgage Loan-to-Value (LTV)

Reach Out Today!

Contact The Mortgage Centre for a no-obligation financial analysis and advice on how to get the best Belle River mortgage and take the for the next big step in your life!

About Belle River, Ontario Canada

Belle River, Ontario is a community within the municipality of Lakeshore in South Western Ontario. The municipality of Lakeshore has a population of 34,546 and covers approximately 65 square-kilometres on the North shore of Lake St. Clair in Essex County. Approximately 20 minutes East of Windsor, Belle River is becoming a popular retirement community for retirees in South Western Ontario and the Greater Toronto Area (GTA). With many seasonal cottages and year-round homes lining the shore of Lake St. Clair, Belle River is a beautiful community to live, work, and retire. Tax rates for a residential property in Belle River or any other community in the Town of Lakeshore are 1.15649%, which is much lower than other townships such as the neighbouring Chatham-Kent communities at 1.6 to 1.8% annually.

Kyle Pearce, your Belle River Mortgage Centre Specialist is a proud resident of Belle River, Ontario and would be more than happy to assist a neighbour for their next mortgage transaction with the lowest interest rates for your situation. Contact Kyle, your Belle River mortgage broker, for first class service and confidence that you have obtained the best mortgage product for your family.

When you search for Belle River mortgage broker in the Google search bar, you receive over 1,066 different bank and mortgage broker listings in the Belle River, Ontario area. It can be very difficult to filter through all of your available options when under pressure to obtain mortgage financing before closing day of a home purchase or to renew your mortgage before the end of your current term.

Belle River Mortgage & Real Estate Resources

Town of Lakeshore – Town of Lakeshore Official Website

Town of Lakeshore Property Tax Rates – Access the Town of Lakeshore property tax rates for communities such as Belle River, Emeryville, Puce, St. Joachim, Comber, Stoney Point, and many more.

Town of Lakeshore Tax Information – Learn about tax information for the Town of Lakeshore. How to pay by instalments, tax rates, municipal levy changes, etc.

Don’t get stuck in the “big bank mortgage game” and simply lock-in to the inflated 5-year fixed rate that they convince so many of their loyal customers to agree to – speak to us about your options and allow us to show you how to save thousands of dollars over your next Belle River mortgage term!