bad credit

Single Mom with Bad Credit?

by Allison Watkins on January 4, 2013

in Credit, Home Mortgage Ontario

Boost your Credit Score to Avoid High Rates Single moms all over North America have to work hard to make their ends meet. They have to make payments for insurance, mortgage, medical, grocery, utility bills, etc. all on one income. Many times, single moms have a hard time making payments and become bad creditors. They [...]

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Are You Eligible to Apply for a Home Mortgage With Bad Credit?

by Kyle Pearce - Mortgage Centre Specialist on June 27, 2012

in Credit, Home Mortgage Ontario, Mortgage

Guest Post By: Diana Degarmo Edited By: Kyle Pearce For any mortgage, the lender will review your financial situation and credit report before approving you for a home mortgage loan. In order to lower their own risks, lenders prefer borrowers with a healthy credit history and good credit score. However, depending on your situation, exceptions [...]

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Why Companies Still Provide Bad Credit Loans

by Kyle Pearce - Mortgage Centre Specialist on May 3, 2012

in Credit, Home Mortgage Ontario, Mortgage

The FICO score starts from 300 and it ends at 850. This score determines whether you will be eligible for a loan or not, and how much you will be given. The score is usually calculated using a number of variables such as your monthly income and expenses, the debts that you have, you job [...]

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Take Charge of Your Credit, Know Your Score!